<p><img src="https://images.cointelegraph.com/images/840_aHR0cHM6Ly9zMy5jb2ludGVsZWdyYXBoLmNvbS91cGxvYWRzLzIwMjQtMDEvOGVmZTVmYzAtNThjMC00YmUxLTliYWQtY2M3ZjZhMzZhNDdmLmpwZw==.jpg"></p><p>Grayscale investment products are no substitute for BTC, Genesis creditors say, and there’s still the matter of late fees.</p>